Galaxy Marvel is a customizable health insurance plan by Galaxy Health Insurance Company Limited. It offers flexible and comprehensive coverage with optional covers, wellness programs, and unique benefits.

Galaxy Marvel offers two plan types: Neo Plan and Prime Plan. Both plans have 47 total covers — 21/23 base covers and 26/24 optional covers respectively.

Neo Plan covers adults aged 18–70 years; Prime Plan covers adults aged 18–65 years. Dependent children from 16 days to 30 years are covered under both plans.

Sum insured options range from ₹5 Lakhs to ₹2 Crore — specifically ₹5L, ₹7.5L, ₹10L, ₹15L, ₹20L, ₹25L, ₹1 Cr, and ₹2 Cr.

Up to 2 adults and 3 children (2A+3C) can be covered under a family floater plan. Parents and parents-in-law can be covered separately under a 1A or 2A plan.

Policy terms of 1, 2, 3, 4, or 5 years are available. Long-term policies come with attractive discounts on renewal premiums.

No — any room type is covered with no restrictions on room rent. ICU including Digital ICU is also covered up to the full sum insured.

The sum insured is automatically restored 100% each time it is exhausted, for an unlimited number of times. It can be used for the same or a different illness, including accidents.

A 100% bonus on the sum insured is given if there is no claim in the previous year. Even with a claim, a 25% bonus is still provided.

Pre-hospitalization expenses are covered for 90 days before admission. Post-hospitalization expenses are covered for 180 days after discharge.

Yes, AYUSH (Ayurveda, Yoga, Unani, Siddha, Homeopathy) treatment is fully covered up to the sum insured under both Neo and Prime plans.

Under Neo Plan, the PED waiting period is 3 years; under Prime Plan, it is 2 years. It can be reduced by opting for an add-on cover on payment of additional premium.

Yes — discounts include up to 20% for wellness (Gala Fit-Pro), 2.5% for early renewal, 15% for NRI/OCI holders, and discounts for long-term policies and voluntary deductibles.

Delivery expenses are available as an optional cover. Normal delivery is covered up to ₹25,000–₹1 Lakh, and Caesarean up to ₹50,000–₹2 Lakhs, depending on the sum insured.

Yes, OPD benefit is an optional cover with Silver, Gold, Platinum, and Diamond tiers. It includes unlimited tele-consultations, in-clinic visits, pathology, radiology, and pharmacy.

This add-on covers pre-existing conditions related to Asthma, Blood Pressure, Cholesterol, and Diabetes from just the 31st day of the policy, waiving the usual waiting period.

There is no mandatory co-payment. However, voluntary co-payment of 10%–50% can be opted as an add-on to get a discount on the premium.

Under this optional benefit (inbuilt in Prime Plan), the premium remains unchanged until the insured makes a claim or turns 55 years of age, whichever is earlier.

Yes — under the Wealth for Health benefit, if no claim is made for 5 consecutive policy years, the first-year base premium is credited to the insured's wallet.

Yes, newborn baby coverage starts from day 1 of birth. The mother must be covered under this policy for 12 continuous months or submit antenatal scans at the 12th and 20th week of pregnancy.