Galaxy Privilege is a comprehensive health plan specially designed for senior citizens, available on both Individual and Floater basis. It features shorter waiting periods and flexible optional benefits aligned with senior health needs.

Individuals aged 60 to 75 years are eligible for both Individual and Floater plans. Under a Floater plan, the spouse can also be covered starting from 50 years of age.

Sum insured options are ₹5 Lakhs, ₹10 Lakhs, ₹15 Lakhs, ₹20 Lakhs, and ₹25 Lakhs. These are available under both individual and floater cover types.

Galaxy Privilege is a 1-year policy. The family size covered is 1 Adult (Individual) or 2 Adults (Floater) — parents-in-law or children are not included.

The premium can be paid Monthly, Quarterly, or Half-yearly. This flexibility helps senior citizens manage payments without financial strain.

Yes — screening is required for those above 65 years for all sum insured options. For ₹15 Lakhs and above, screening applies to all ages and includes tests like RFT, HBA1C, CBC with ESR, Liver Function Test, and Urine Routine.

A mandatory co-payment of 25% applies to all claims (not applicable for sub-limits). As an optional cover, this can be adjusted to either 20% or 30% based on preference.

Room rent is covered up to 2% of the sum insured, subject to a maximum of ₹10,000 per day. ICU including Digital ICU is covered up to 3% of sum insured, with a cap of ₹20,000 per day.

Pre and post-hospitalisation expenses are covered up to 30 days combined, subject to an overall limit of ₹10,000. Both pre and post expenses together must stay within this cap.

Surgeon, anaesthetist, medical practitioner, consultant, and specialist fees are covered up to 35% of the sum insured. Other medical expenses like medicines, diagnostics, and radiology are covered up to 60% of the sum insured.

Yes, home care treatment is covered up to 5% of the sum insured or ₹1 Lakh, whichever is less. This is especially useful for senior citizens who prefer treatment at home.

Yes, road ambulance charges are covered up to ₹2,500 per hospitalisation, with an overall cap of ₹5,000 per policy period. This ensures emergency transport is taken care of.

Yes, cataract treatment is covered up to ₹35,000 per eye, with a maximum of ₹50,000 per policy period per member. This is a common requirement for senior citizens.

AYUSH treatment is fully covered up to the sum insured. Modern treatments such as robotic surgeries are covered up to 50% of the sum insured.

If an insured person passes away during hospitalisation, transportation of mortal remains is covered up to ₹15,000 per policy period. A domestic second medical opinion is also covered.

Supportive Care includes Rehabilitation & Pain Management (up to ₹60,000) and Hospice Care (up to 10% of sum insured). These are especially relevant for senior citizens with chronic or terminal conditions.

This optional cover includes Assisted Living support (up to ₹75,000) and Nursing Care at Home (up to ₹20,000). It helps seniors maintain independence with professional care.

Yes, as an optional cover, 68 consumables along with admission, record, and insurance processing charges are covered. This reduces out-of-pocket expenses significantly.

Yes, policyholders can opt for a deductible of ₹25,000, ₹50,000, or ₹1,00,000 to get a discount on the premium. This is useful for those who rarely make small claims.

The initial waiting period is 30 days, specified diseases have a 24-month waiting period, and pre-existing diseases (PED) have a shorter 12-month waiting period — an advantage tailored for senior citizens.