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Our Pledge to Protect

I agree to the Terms & Conditions
Our Product Highlights
We promise comprehensive coverage with engaging wellness benefits crafted with a customer centric approach across Signature, Elite and Premier plans
100 % Covered
68 Consumables + Admission, Record and Insurance Processing charges
Premium Promise
No change in the premium till insured makes a claim or up to 55 years of age whichever is earlier
Insta Care Cover
Asthma, Blood Pressure, Cholesterol covered from 31st day
Unlimited Restoration of Sum Insured
Cumulative Bonus
Subject to maximum of 500%
Room Rent Enhancement
Insured can opt for any room type
Delivery Expenses
Covered for Normal / Caesarean delivery
No Co-Payment
Cashless Everywhere
PED Buy-Back
Pre-Existing Disease waiting period can be reduced to 24 months or 12 months
Features of the Policy
Entry Age
Adult:
18 years to 65 years
Dependent Children:
16 days to 25 years
Policy Term
1 / 2 / 3 Years
Reduction of Waiting Period
Specified disease from 24 months to 18 months* and pre-existing disease from 36 months to 25 months*
* applicable for Signature plan, 3 years term
Premium Waiver for Voluntary Organ Donor
Offers a 2-year
premium waiver
Gala Fit - Pro Active Care(Wellness Program)
Premium discount up to 20% at the time of renewal (exclusively designed for both adults and kids)
Installment Options
Facility to pay
premium in
installments
Sum Insured Options (Rs. in Lakhs)
Signature Plan:
5/ 7.5 / 10/ 15 / 20 / 25/ 50/ 100
Elite Plan:
5 / 7.5 / 10 / 15 / 20 / 25 / 50
Premier Plan:
3 / 4 / 5 / 7.5 / 10 / 15 / 20 / 25
Family Size
Covered up to
2A+3C
Parents can be covered
as separate unit
Discounts “Galaxy Savings: Where discounts are as unique as you are”

A) Long Term Discount: Two-year policy: 10% discount on 2nd year premium. Three-year policy: 12.5% discount on 2nd and 3rd year premium.
B) Gala Fit - Pro Active Care Discount (Engaging wellness program): Premium discount available up to 20% at the time of renewal.
C) Premium waiver for Voluntary Organ Donor: Insured person who donates organs, then insurer provides a 2-year premium waiver for the insured person and their immediate family members if they are already policyholders
D) Online purchase discount: 5% discount available for first online purchase and their renewals
E) Either Cumulative bonus or No claim discount.
F) Up to 45% discount available in the premium by choosing deductible option.

Product Plans
Signature
Elite
Premier
Enhanced Covers(Optionals)
Luxury Health at Your Fingertips
68 Consumables + Admission, Record and Insurance Processing charges
Premium Promise
No change in the premium till Insured make a claim or up to 55 years of age whichever is earlier
Automatic Restoration
Unlimited Sum Insured (applicable for same disease/ different diseases)
Cumulative Bonus
100% of Sum Insured after completion of first claim free year, 25% of Sum Insured for every subsequent claim free year subject to maximum of 500%
Cataract
Covered up to Sum Insured
Newborn Baby Cover
Covered up to Rs. 5 Lakhs based on Sum Insured
Delivery Expense
Covered up to Rs. 2 Lakhs, based on Sum Insured (either Normal / Cesarean delivery)
Assisted Reproduction Treatment
Covered up to Rs. 5 Lakhs based on the Sum Insured
Surrogacy
Covered up to limit specified under Assisted Reproduction Treatment
Oocyte Donor Expense
Covered up to limit specified under Assisted Reproduction Treatment
In Utero Fetal Surgery
Covered up to Sum Insured
Modern Treatment
Covered up to Sum Insured
AYUSH
Covered up to Sum Insured
Health Check Up
Covered up to Rs. 8,000/- for Individual and Rs. 15,000/- for Floater based on Sum Insured for every year (irrespective of claims)
Pre & Post Hospitalization
90 days and 180 days respectively
Day Care Procedures
All day care procedures are covered
Treatment for Sleep Disorder
Polysomnography- sleep study test covered up to Rs. 25,000/- based on Sum Insured
Treatment for Chronic Severe Refractory Asthma
Covered up to Rs. 5 Lakhs based on the Sum Insured
Rehabilitation and Pain Management
Covered up to Sub-limit or maximum up to 20% of the Sum Insured whichever is less
Home Care Treatment
Covered up to 10% of Sum Insured or maximum up to Rs. 5 Lakhs whichever is less
Room Rent
Sum Insured Rs. 5 Lakhs to Rs. 20 Lakhs - Covered up to Deluxe room | Sum Insured Rs. 25 Lakhs & above - Covered up to any room
ICU including Digital ICU
Modern technological gadgets integrated with medical expertise
Domiciliary Hospitalisation
Covered up to Sum Insured
Road Ambulance
Covered up to Sum Insured
Air Ambulance
Covered up to 10% of Sum Insured
Emergency Domestic Medical Evacuation
Sum Insured- Rs. 5 Lakhs to Rs. 15 Lakhs - covered up to Rs. 7,500/- | Sum Insured - Rs. 20 Lakhs & above - covered up to Rs. 10,000/-
Second Medical Opinion
Covered
Bariatric Surgery
Sum Insured Rs. 5 Lakhs to Rs. 15 Lakhs - covered up to Rs. 3 Lakhs | Sum Insured Rs. 20 Lakhs & above - covered up to Rs. 6 Lakhs
Hospice Care
Covered upto 10% of Sum Insured or maximum up to Rs. 5 Lakhs whichever is less
Organ Donor Expense
For Insured: Covered up to Sum Insured, if the Insured donates organ
For Donor: Additional Sum Insured, covered up to basic Sum Insured for any complications that necessitate a Redo surgery/ ICU admission
Organ Transplantation
Covered up to Sum Insured
Compassionate Travel
Covered up to Rs. 25,000/-
Repatriation of Mortal Remains
Covered up to Rs. 25,000/-
Gala Fit - Pro Active Care
Discount available up to 20% on renewal premium
Treatment in Valuable Service Provider
Covered subject to a maximum of Rs. 5,000/-
No Claim Discount in-lieu of Cumulative Bonus
Sum Insured Rs. 5 Lakhs & Rs. 7.5 Lakhs - 4 % | Sum Insured Rs. 10 Lakhs & above - 2%
Downloads
Brochure
Prospectus
Policy Wording
Customer Information Sheet (CIS)
Proposal Form
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